Home ownership is part of the American Dream. One of the challenges in a rich and vibrant community such as Montgomery County is to provide the opportunity for affordable home ownership to low and moderate income families and individuals.

To meet this challenge a coalition of partners came together in 1997 to form the Montgomery County Partners for Home Ownership. Their main goal is to increase home ownership by educating the public about the buying process and the special programs available to first-time buyers.

In 1997, through a proclamation from the Department of Housing and Urban Development and the Montgomery County Commissioners, the Montgomery County Partners for Home Ownership became an active affiliate of the National Home Ownership Strategy and the National Partners in Home Ownership, as part of a national effort to lift America's home ownership rate to an all-time high.

Since its formation, MCPHO has been dedicated to educating the public on the many services and financial assistance programs available to homebuyers. The Partnership has developed strong local partners and now has approximately 30 participants representing local banks, mortgage companies, real estate agencies, insurance agencies, home inspectors, non-profit organizations, County and Local government officials, PA Housing Finance Agency (PHFA) and the U.S. Department of Housing and Urban Development.

The Montgomery County Partners for Home Ownership is a voluntary coalition of public agencies, non-profit organizations and local housing-related businesses and/or service providers, united with a common goal to provide public education in an effort to increase home ownership in the Montgomery County, PA community.